Operations in offshore financial centers and loan syndicate structure

Wenxia Ge, Jeong-Bon Kim, Tiemei Li, Yutao Li*

*Corresponding author for this work

Research output: Journal Publications and ReviewsRGC 21 - Publication in refereed journalpeer-review

Abstract

This study examines whether a firm's subsidiary operations in offshore financial centers (OFCs) affect loan syndicate structure. We find that as borrowers engage more aggressively in operations in OFCs, lead lenders of a loan syndicate hold a larger percentage of loans to such firms and the number of lenders participating in a loan syndicate becomes smaller. This finding is robust to various robustness tests including propensity score matching analysis and quasi-natural experiment. Furthermore, we find that lead lender reputation and prior lending relationship with the borrower can attenuate the positive relation between OFC operations and loan syndicate concentration.
Original languageEnglish
Pages (from-to)157-180
JournalJournal of Empirical Finance
Volume45
Online published21 Nov 2017
DOIs
Publication statusPublished - Jan 2018
Externally publishedYes

Research Keywords

  • Financial contracting
  • Information asymmetry
  • Loan syndicate structure
  • Multi-national firms
  • Offshore financial center

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