FinTechX: A Comprehensive AI-Powered Financial System

Tianlin Fu; Fuquan Zhang; Lei Liu; Xianfang Luo

doi:10.1007/978-3-032-22592-4_10

FinTechX: A Comprehensive AI-Powered Financial System

Tianlin Fu
, Fuquan Zhang
, Lei Liu^*
, Xianfang Luo

^*Corresponding author for this work

Research output: Chapters, Conference Papers, Creative and Literary Works › RGC 32 - Refereed conference paper (with host publication) › peer-review

Abstract

This paper presents the design and implementation of FinTechX, a software system aimed at bridging the gap between retail investors and professional-grade financial tools. This financial platform is centered on simulated stock trading and tailored for non-professional investors. Built around the customer journey framework, the system integrates quantitative stock data with textual financial reports to provide AI-driven analytical support throughout the investment workflow. Key modules include simulated trading, stock order matching, AI-powered report summarization and quantitative data analysis, and community interaction features, among others. By creating a risk-free investment environment, the platform promotes financial literacy and serves as a practical testbed for embedding intelligent technologies into financial software systems. © The Author(s), under exclusive license to Springer Nature Switzerland AG 2026.

Original language	English
Title of host publication	Advances in Intelligent Information Hiding and Multimedia Signal Processing
Subtitle of host publication	Proceeding of the 21st IIHMSP 2025 in Conjunction with the 5th SSIM 2025, October 15-17, 2025, Taichung City, Taiwan
Editors	Shu-Chuan Chu, Tzu-Chuen Lu, Jeng-Shyang Pan, Maria Virvou, Tien-Wen Sung
Place of Publication	Cham
Publisher	Springer
Pages	100-111
Volume	2
ISBN (Electronic)	978-3-032-22592-4
ISBN (Print)	9783032225917, 978-3-032-22594-8
DOIs	https://doi.org/10.1007/978-3-032-22592-4_10
Publication status	Published - 2026
Externally published	Yes
Event	21st International Conference on Intelligent Information Hiding and Multimedia Signal Processing (IIHMSP 2025), conjunction with 5th International Conference on Social Sciences and Intelligence Management (SSIM 2025) - Taichung, Taiwan, China Duration: 15 Oct 2025 → 17 Oct 2025

Publication series

Name	Smart Innovation, Systems and Technologies
Volume	491
ISSN (Print)	2190-3018
ISSN (Electronic)	2190-3026

Conference

Conference	21st International Conference on Intelligent Information Hiding and Multimedia Signal Processing (IIHMSP 2025), conjunction with 5th International Conference on Social Sciences and Intelligence Management (SSIM 2025)
Place	Taiwan, China
City	Taichung
Period	15/10/25 → 17/10/25

Funding

This work is supported by Minjiang University school-level scientific research project funding (Projects No.: MYK17021, MYK18033, MYK21011) and by the first batch of industry-university cooperation collaborative education project funded by the Ministry of Education of the People\u2019s Republic of China, 2021 (Project No.: 202101071001). It is also supported by Minjiang University Introduced Talents Scientific Research Start-up Fund (Project No.: MJY21030), Digital Media Art, Key Laboratory of Sichuan Province, Sichuan Conservatory of Music (Projects No.: 21DMAKL01 and 23DMAKL02), and The Ministry of Education\u2019s first batch of industry-university cooperation collaborative education projects in 2024 (number: 231104497282106). Additionally, support comes from the Fujian Province Software Industry Technology Innovation Key Research and Industrialization Project (Second Batch) for the \u201CAI Intelligent Modeling Platform Based on Deep Learning Technology\u201D project; and lastly, the project is also supported by the Natural Science Foundation of Fujian Province, China (Grant No. 2024J011173).

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 8 Decent Work and Economic Growth

Research Keywords

Applied AI
Customer journey design
Design and implementation of software
FinTech

Access Output

10.1007/978-3-032-22592-4_10

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Cite this

Fu, T., Zhang, F., Liu, L., & Luo, X. (2026). FinTechX: A Comprehensive AI-Powered Financial System. In S.-C. Chu, T.-C. Lu, J.-S. Pan, M. Virvou, & T.-W. Sung (Eds.), Advances in Intelligent Information Hiding and Multimedia Signal Processing: Proceeding of the 21st IIHMSP 2025 in Conjunction with the 5th SSIM 2025, October 15-17, 2025, Taichung City, Taiwan (Vol. 2, pp. 100-111). (Smart Innovation, Systems and Technologies; Vol. 491). Springer . https://doi.org/10.1007/978-3-032-22592-4_10

Fu, Tianlin ; Zhang, Fuquan ; Liu, Lei et al. / FinTechX : A Comprehensive AI-Powered Financial System. Advances in Intelligent Information Hiding and Multimedia Signal Processing: Proceeding of the 21st IIHMSP 2025 in Conjunction with the 5th SSIM 2025, October 15-17, 2025, Taichung City, Taiwan. editor / Shu-Chuan Chu ; Tzu-Chuen Lu ; Jeng-Shyang Pan ; Maria Virvou ; Tien-Wen Sung. Vol. 2 Cham : Springer , 2026. pp. 100-111 (Smart Innovation, Systems and Technologies).

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title = "FinTechX: A Comprehensive AI-Powered Financial System",

abstract = "This paper presents the design and implementation of FinTechX, a software system aimed at bridging the gap between retail investors and professional-grade financial tools. This financial platform is centered on simulated stock trading and tailored for non-professional investors. Built around the customer journey framework, the system integrates quantitative stock data with textual financial reports to provide AI-driven analytical support throughout the investment workflow. Key modules include simulated trading, stock order matching, AI-powered report summarization and quantitative data analysis, and community interaction features, among others. By creating a risk-free investment environment, the platform promotes financial literacy and serves as a practical testbed for embedding intelligent technologies into financial software systems. {\textcopyright} The Author(s), under exclusive license to Springer Nature Switzerland AG 2026.",

keywords = "Applied AI, Customer journey design, Design and implementation of software, FinTech",

author = "Tianlin Fu and Fuquan Zhang and Lei Liu and Xianfang Luo",

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doi = "10.1007/978-3-032-22592-4\_10",

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booktitle = "Advances in Intelligent Information Hiding and Multimedia Signal Processing",

note = "21st International Conference on Intelligent Information Hiding and Multimedia Signal Processing (IIHMSP 2025), conjunction with 5th International Conference on Social Sciences and Intelligence Management (SSIM 2025) ; Conference date: 15-10-2025 Through 17-10-2025",

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Fu, T, Zhang, F, Liu, L & Luo, X 2026, FinTechX: A Comprehensive AI-Powered Financial System. in S-C Chu, T-C Lu, J-S Pan, M Virvou & T-W Sung (eds), Advances in Intelligent Information Hiding and Multimedia Signal Processing: Proceeding of the 21st IIHMSP 2025 in Conjunction with the 5th SSIM 2025, October 15-17, 2025, Taichung City, Taiwan. vol. 2, Smart Innovation, Systems and Technologies, vol. 491, Springer , Cham, pp. 100-111, 21st International Conference on Intelligent Information Hiding and Multimedia Signal Processing (IIHMSP 2025), conjunction with 5th International Conference on Social Sciences and Intelligence Management (SSIM 2025), Taichung, Taiwan, China, 15/10/25. https://doi.org/10.1007/978-3-032-22592-4_10

FinTechX: A Comprehensive AI-Powered Financial System. / Fu, Tianlin; Zhang, Fuquan; Liu, Lei et al.
Advances in Intelligent Information Hiding and Multimedia Signal Processing: Proceeding of the 21st IIHMSP 2025 in Conjunction with the 5th SSIM 2025, October 15-17, 2025, Taichung City, Taiwan. ed. / Shu-Chuan Chu; Tzu-Chuen Lu; Jeng-Shyang Pan; Maria Virvou; Tien-Wen Sung. Vol. 2 Cham: Springer , 2026. p. 100-111 (Smart Innovation, Systems and Technologies; Vol. 491).

Research output: Chapters, Conference Papers, Creative and Literary Works › RGC 32 - Refereed conference paper (with host publication) › peer-review

TY - GEN

T1 - FinTechX

T2 - 21st International Conference on Intelligent Information Hiding and Multimedia Signal Processing (IIHMSP 2025), conjunction with 5th International Conference on Social Sciences and Intelligence Management (SSIM 2025)

AU - Fu, Tianlin

AU - Zhang, Fuquan

AU - Liu, Lei

AU - Luo, Xianfang

PY - 2026

Y1 - 2026

N2 - This paper presents the design and implementation of FinTechX, a software system aimed at bridging the gap between retail investors and professional-grade financial tools. This financial platform is centered on simulated stock trading and tailored for non-professional investors. Built around the customer journey framework, the system integrates quantitative stock data with textual financial reports to provide AI-driven analytical support throughout the investment workflow. Key modules include simulated trading, stock order matching, AI-powered report summarization and quantitative data analysis, and community interaction features, among others. By creating a risk-free investment environment, the platform promotes financial literacy and serves as a practical testbed for embedding intelligent technologies into financial software systems. © The Author(s), under exclusive license to Springer Nature Switzerland AG 2026.

AB - This paper presents the design and implementation of FinTechX, a software system aimed at bridging the gap between retail investors and professional-grade financial tools. This financial platform is centered on simulated stock trading and tailored for non-professional investors. Built around the customer journey framework, the system integrates quantitative stock data with textual financial reports to provide AI-driven analytical support throughout the investment workflow. Key modules include simulated trading, stock order matching, AI-powered report summarization and quantitative data analysis, and community interaction features, among others. By creating a risk-free investment environment, the platform promotes financial literacy and serves as a practical testbed for embedding intelligent technologies into financial software systems. © The Author(s), under exclusive license to Springer Nature Switzerland AG 2026.

KW - Applied AI

KW - Customer journey design

KW - Design and implementation of software

KW - FinTech

UR - https://www.scopus.com/pages/publications/105046112745

UR - https://www.scopus.com/pages/publications/105046112745#tab=impact

U2 - 10.1007/978-3-032-22592-4_10

DO - 10.1007/978-3-032-22592-4_10

M3 - RGC 32 - Refereed conference paper (with host publication)

SN - 9783032225917

SN - 978-3-032-22594-8

VL - 2

T3 - Smart Innovation, Systems and Technologies

SP - 100

EP - 111

BT - Advances in Intelligent Information Hiding and Multimedia Signal Processing

A2 - Chu, Shu-Chuan

A2 - Lu, Tzu-Chuen

A2 - Pan, Jeng-Shyang

A2 - Virvou, Maria

A2 - Sung, Tien-Wen

PB - Springer

CY - Cham

Y2 - 15 October 2025 through 17 October 2025

ER -

Fu T, Zhang F, Liu L, Luo X. FinTechX: A Comprehensive AI-Powered Financial System. In Chu SC, Lu TC, Pan JS, Virvou M, Sung TW, editors, Advances in Intelligent Information Hiding and Multimedia Signal Processing: Proceeding of the 21st IIHMSP 2025 in Conjunction with the 5th SSIM 2025, October 15-17, 2025, Taichung City, Taiwan. Vol. 2. Cham: Springer . 2026. p. 100-111. (Smart Innovation, Systems and Technologies). Epub 2026 Jul 2. doi: 10.1007/978-3-032-22592-4_10

FinTechX: A Comprehensive AI-Powered Financial System

Abstract

Publication series

Conference

Funding

UN SDGs

Research Keywords

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