Do Nonfinancial Firms Use Financial Assets to Take Risk?

Zhiyao Chen, Ran Duchin*

*Corresponding author for this work

Research output: Journal Publications and ReviewsRGC 21 - Publication in refereed journalpeer-review

8 Citations (Scopus)

Abstract

Using hand-collected data on financial asset portfolios and exploiting the 2014 oil price crisis as an exogenous cash flow shock, we investigate financial risk-taking at distressed firms. We find that distressed firms, with high debt rollover risk proxied for by short-term liabilities, substantially increase their investments in risky financial assets, including corporate debt, equity, and mortgage-backed securities. The effects are stronger for unhedged firms with low collateral assets. Overall, we provide new evidence that distressed firms take risk using financial assets camouflaged as cash reserves, which, compared to real assets, are less visible and carry lower transaction costs and accelerated payoffs. © 2022 The Author(s).
Original languageEnglish
Pages (from-to)1-37
JournalThe Review of Corporate Finance Studies
Volume13
Issue number1
Online published30 Nov 2022
DOIs
Publication statusPublished - Feb 2024
Externally publishedYes

Funding

Zhiyao Chen acknowledges financial support from the General Research Fund by the Hong Kong Research Grants Council [project 14505318].

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